Loans

Help you to grow beyond

BCCB offer different type of loans to meet your business and personal needs at very attractive interest rates on loans. Please click on Loans section below personal banking on home page to know the rates and offers under each Loan schemes.

Type of LoanInterest RateRepaymentDetailsApply
Personal Mortgage LoanUpto Rs. 1 cr – 09.50% p.a.
Above Rs. 1 cr – 12.00% p.a.**		Max.120 MonthsClick Here for more infoApply
BCCB Personal Loan12.50 % p.a.60 EMI (5 Years)Click Here for more infoApply
Housing loan7.35% p.a.**180 Months to 240 monthsClick Here for more infoApply
Business Development Loan10.25% p.a.Maximum 120 monthsClick Here for more infoApply
Professional loan8.75% p.a.On Case to Case Basis based on the End Use of FundClick Here for more infoApply
Ornament Loan/COD7.95 % p.a12 months from date of disbursementClick Here for more infoApply
ODCC Limit / CC limit10.00% p.a.Annual reviewClick Here for more infoApply
Machinery Loan09.15 % p.a.**Maximum 84 monthsClick Here for more infoApply
Purchase of Shop Industrial Gala8.60 % p.a.Maximum 120 MonthsClick Here for more infoApply
Lease Rent Discounting (LRD)IPRE/CRE: 10.75% p.a.
Other than IPRE/CRE: 9.50% p.a.		Maximum 120 months or Residual Months of the Lease Agreement whichever is lower.Click Here for more infoApply
Vehicle Loan: PersonalUpto 5 Years – 7.95 % p.a.
Above 5 Years – 8.50% p.a.		60 Months [In case of Hi-End Vehicles 84 Months Repayment Period can be considered].Click Here for more infoApply
Vehicle Loan: Commercial Upto 5 Years – 09.75 % p.a.60 Months [In case of Hi-End Vehicles 84 Months Repayment Period can be considered].Click Here for more infoApply
Electric Vehicle Loan: PersonalUp to 5 Years – 7.95 % p.a.
Above 5 Years – 8.50 % p.a.		60 MonthsClick Here for more infoApply
Electric Vehicle Loan: CommercialUp to 5 Years – 9.50 % p.a60 MonthsClick Here for more infoApply
Education LoanUpto Rs.5 Lacs —– 9.00% p.a.
Above Rs.5 Lacs —-9.00% p.a.
Above Rs.20 Lacs —-9.00% p.a. (108 months)		60 months after completion of Course undertaken for which loan availed plus 6 months or Student securing Job whichever is Earlier.Click Here for more infoApply