Deposits

Help you to grow beyond

Interest Rates Applicable On Term Deposits (in % per annum) w.e.f 01.01.2026

PeriodGeneral Rate (Individuals & Others)Individuals & Others — ₹1 Cr+ Single DepositRegistered Co-op Societies / TrustsCo-op Societies / Trusts — ₹1 Cr+ Single DepositSenior CitizensSenior Citizens — ₹1 Cr+ Single Deposit
7 Days to 30 Days3.75%4.00%4.00%4.00%4.00%4.25%
31 Days to 90 Days4.50%4.75%4.75%4.75%4.75%5.00%
91 Days to 180 Days5.00%5.25%5.25%5.25%5.25%5.50%
181 Days to 12 Months5.50%5.75%5.75%5.75%5.75%6.00%
Greater than 12 up to 18 Months6.90%7.10%7.10%7.15%7.15%7.30%
BCCB-SANCHAY — 15 Months (w.e.f 03.09.2024)6.90%6.90%6.90%6.90%7.15%7.15%
Greater than 18 up to 36 Months6.90%7.05%7.05%7.05%7.15%7.30%
Greater than 36 up to 60 Months6.70%6.80%6.80%6.80%6.95%7.05%
Greater than 60 up to 120 Months6.60%6.75%6.75%6.75%6.75%6.95%
BTDSDBD / BTDSFDR (Min. 5 Years)6.50%———6.50%—
Simply Save Deposit — 18 Months (Simple Interest)6.90%6.90%6.90%6.90%6.90%6.90%
BCCB-2020-RD — 43 Months6.75%6.75%6.75%6.75%6.75%6.75%

Note: For Bulk deposits of Rs.1 Crore and above please contact Treasury department for additional rate of interest.