Housing loan

Who Can Borrow	Individuals (singly/Jointly)
Purpose	Purchase of flats, construction of new houses bungalows on ownership basis
Limit	Max. Limit Rs.140.00 lacs
Security	Mortgage of Residential premises to be purchased
Margin	In case of purchase of flat, permissible finance will be 90% of Agreement value excluding stamp duty and Registration fees. In case of Construction of House, permissible finance will be 80% of total estimated construction cost.
Rate of Interest	7.35%**
Repayment	180 Months to 240 months [Max]
Processing Fees	As per our service charges applicable
Basic Documents	1. KYC documents of Borrowers and Guarantors . 2. For Salaried Employee : – Salary slip for the last 3 months along with bank statement wherein salary is credited for last one year. – Latest Form No.16 3. For Business/Self Employed Professionals : – IT Returns along with Financial statements for the last 3 Yrs – Statement of business account for last one year. 4. Chain of Agreement along with permissions from competent authority of the property to be purchased.

**Conditions apply